A GDV calculator estimates gross development value as net internal area multiplied by the achievable resale price per sqft. The residual workbench below then subtracts build, fees, s106, CIL, BNG, SDLT, contingency, finance and your target profit to give a max land bid. BCIS Q2-2026 regional rates load by default. Sensitivity heatmap stresses GDV down 15 percent and build cost up 20 percent. BCIS Q2-2026· RICS
Cells show profit-on-cost percentage at each GDV stress / build-cost shock pair. Cells below your target PoC turn amber-warm; cells below 10 percent abort.
Units x sqft x £/sqft. Sub-60 second answer. No cost stack.
Open →Solves max land bid given GDV, costs and target profit.
Open →Solves PoC given GDV, costs and land. Lender-friendly.
Open →Sizes senior debt at the lender's LTGDV cap.
Open →Nine scheme-type presets that load the workbench.
Open →Five named deals end-to-end with ledger-style maths.
Open →GIA 3,200 sqft x £610/sqft equals 1.95m GDV. At 65 percent LTGDV your senior debt sizes to 1.27m. Max land bid at 20 percent profit-on-cost is 312k. Stress GDV down 10 percent and you abort. That is the workbench in four lines. See the Leeds LS6 walkthrough for the full ledger.