BCIS Q2 2026 band
- Low: 2,050 £/sqm
- Mid: 2,400 £/sqm
- High: 2,850 £/sqm
- Regional index (UK = 100): 96
GDV working band
Resale GDV 250 to 470 £/sqft (low to high). Mid 320 £/sqft. Sense-check against current Land Registry Price Paid postcode-area aggregates before committing a bid.
LBTT and ADS apply; NPF4 viability tests differ from NPPF.
LBTT and ADS
- LBTT (Revenue Scotland) replaces SDLT. ADS adds 8 percent on residential buys above £40,000 for companies and second-property buyers.
- Edinburgh anchors the upper band; Glasgow and Aberdeen sit lower.
NPF4
- National Planning Framework 4 (Scottish Government) sets the viability test.
- Differs from NPPF in emphasis on infrastructure-first delivery and 20-minute neighbourhoods.
Open the workbench with these rates
Inputs
MAX LAND BID£0At 20% profit on cost, 9 units, 950 sqft GIA each.
ABORT
GDV£2,325,600
Build cost£1,906,370
Prof fees£228,764
s106/CIL/BNG£108,000
Contingency£168,235
Finance interest£171,810
Target profit£516,636
Total costs (excl land)£2,583,179
Senior debt @ LTGDV£1,511,640
PoC-10.0%
PoGDV-11.1%
LTC58.5%
Sensitivity (PoC %)
Build -5%Build +5%Build +10%Build +15%Build +20%
GDV -15%-20%-27%-30%-33%-36%
GDV -10%-15%-23%-26%-29%-32%
GDV -5%-10%-18%-22%-25%-28%
GDV 0%-5%-14%-18%-21%-24%
GDV +5%-1%-10%-14%-17%-21%
Cells show profit-on-cost percentage at each GDV stress / build-cost shock pair. Cells below your target PoC turn amber-warm; cells below 10 percent abort.