West Midlands GDV Calculator (BCIS Q2 2026)

West Midlands BCIS Q2-2026: 2,100 to 2,900 £/sqm. GDV 270 to 460 £/sqft. Birmingham, Coventry, Worcester. Birmingham CIL bites on city schemes.

BCIS Q2 2026 band

  • Low: 2,100 £/sqm
  • Mid: 2,450 £/sqm
  • High: 2,900 £/sqm
  • Regional index (UK = 100): 96

GDV working band

Resale GDV 270 to 460 £/sqft (low to high). Mid 340 £/sqft. Sense-check against current Land Registry Price Paid postcode-area aggregates before committing a bid.

Birmingham CIL bites on city schemes; HMO yield path strong in Coventry.

Birmingham CIL

  • Birmingham CIL is significant on city schemes. Always model it as a per-sqm line, not a percentage of GDV.
  • Coventry HMO yield path stays strong on student stock.

HMO yields in West Midlands

  • Coventry, Wolverhampton and Birmingham university suburbs trade student HMOs on 8 to 10 percent gross yields.
  • Capitalised GDV proxies hold where Land Registry comparables are thin.

Open the workbench with these rates

Inputs
MAX LAND BID£0At 20% profit on cost, 9 units, 950 sqft GIA each.
ABORT
GDV£2,470,950
Build cost£1,946,086
Prof fees£233,530
s106/CIL/BNG£108,000
Contingency£171,571
Finance interest£175,217
Target profit£526,881
Total costs (excl land)£2,634,404
Senior debt @ LTGDV£1,606,118
PoC-6.2%
PoGDV-6.6%
LTC61.0%
Sensitivity (PoC %)
Build -5%Build +5%Build +10%Build +15%Build +20%
GDV -15%-16%-24%-27%-30%-33%
GDV -10%-11%-19%-23%-26%-29%
GDV -5%-6%-15%-19%-22%-25%
GDV 0%-2%-10%-14%-18%-21%
GDV +5%3%-6%-10%-14%-17%

Cells show profit-on-cost percentage at each GDV stress / build-cost shock pair. Cells below your target PoC turn amber-warm; cells below 10 percent abort.

BCIS General Building Cost Index Q2 2026· Q2 2026Appraisal model reviewed by Oliver Wakefield-Smith (data integrity) with chartered-surveyor (MRICS) and CTA tax review. No affiliate links.